In metro cities most of the home buyers are the working professionals. This class of people are high earners and are mostly self-made people. Thus they do not have huge funds at disposal but are capable of earning big bucks. To fulfil their dreams of owning a house, they usually turn towards financial institutions to fund their dreams. Banks and other financial institutions often extend loans for longer durations. The tenure though depends on creditability and the financial institution; usually longer term loans are taken.